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Credit Card Chargeback vs Refund: What’s the Difference and When to Use Each

Person comparing a chargeback vs refund process while reviewing a credit card statement

Credit Card Chargeback vs Refund: What’s the Difference and When to Use Each You spot a charge you don’t recognize on your credit card statement, or a return you made three weeks ago still hasn’t shown up as credit. Your first instinct might be to call your card issuer and demand your money back. But … Read more

How to Dispute a Credit Card Charge: Your Rights Under the Fair Credit Billing Act

Person reviewing a credit card statement at a desk with a laptop and pen to check for billing errors

Spotting a charge you don’t recognize is unsettling, but you are not stuck paying it. Federal law gives you a formal process for challenging mistakes, and knowing how to dispute a credit card charge correctly can decide whether you get your money back. The Fair Credit Billing Act (FCBA) is the main law behind that … Read more

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