Fed rate hike Archives

Repo Rate Changes and Your EMI: How Central Bank Decisions Affect Your Loan

October 13, 2026 by Ch Arbsz

Borrower reviewing a monthly loan payment after repo rate changes and a central bank rate decision

Repo Rate Changes and Your EMI: How Central Bank Decisions Affect Your Loan Your monthly loan payment can creep up without you borrowing a single extra dollar, and repo rate changes are often the reason. When a central bank moves its policy rate, the cost of borrowing shifts across the whole economy. In the US, … Read more

How the 2026 Fed Rate Hike Could Affect Your Credit Card Debt

September 19, 2026September 19, 2026 by Ch Arbsz

The Federal Reserve raised its benchmark federal funds rate by 0.25 percentage point on September 16, 2026, bringing the target range to 3.75% to 4.00%. It was the first Fed rate increase in more than three years. For consumers carrying credit card balances, the move matters because many credit cards have variable APRs. When benchmark … Read more

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