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Hard Inquiry vs Soft Inquiry: How Credit Checks Really Affect Your Score

Person comparing a hard vs soft inquiry on a credit report

Hard Inquiry vs Soft Inquiry: How Credit Checks Really Affect Your Score You check your credit score on a quiet Sunday night, and a small worry creeps in: did just looking at it lower it? A week later, a lender’s application page mentions a credit check, and you wonder whether that one counts differently. Knowing … Read more

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